Ocean County property tax, in one number.
The typical Ocean County homeowner pays $6,562 a year on a $398,400 home. That's well below the New Jersey rate (2.11%) and well above the U.S. rate (0.94%).
Estimate my taxOcean County at a glance
Five numbers that shape a typical property tax bill here.
Property tax calculator
Enter a home value to see a typical yearly bill at Ocean County's average effective rate, or pick another area.
- Bills are up, rates are down.The median tax paid rose from $5,295 in 2015 to $6,441 in 2024 (+22%), while home values rose 68%. That pushed the effective rate down.
- 12th highest rate in New Jersey.Out of 13 New Jersey counties with full data. Nationally, the rate is higher than in 93% of U.S. counties.
- Mortgage holders pay more.Homes with a mortgage paid a median $6,822, versus $6,073 for homes owned outright, often because they're newer, higher-value or more recently reassessed.
The data, charted
Median tax paid & effective rate
Owners vs renters
Effective rate by city
Largest New Jersey counties
| County | Median tax | Rate |
|---|---|---|
| Middlesex County | $9,712 | 2.10% |
| Essex County | $10,000+ | 1.91%+ |
| Ocean County | $6,562 | 1.65% |
| Monmouth County | $10,000+ | 1.65%+ |
| Bergen County | $10,000+ | 1.61%+ |
| New Jersey | $9,590 | 2.11% |
Compare neighboring counties
Effective property tax rates in and around Ocean County.
Cities and towns in Ocean County
Places with at least 2,000 owner-occupied homes and reliable survey data.
- Toms River1.57% · $6,349
- Holiday City-Berkeley1.18% · $3,148
- Ocean Acres1.57% · $6,314
- Point Pleasant1.33% · $7,660
- Lakewood1.40%+ · $10,000+
- Crestwood Village1.69% · $1,631
- Beachwood1.68% · $5,927
- Mystic Island1.56% · $5,009
- Leisure Village East1.59% · $3,712
- Pine Lake Park1.52% · $6,287
- Leisure Village West1.44% · $3,207
- Beach Haven West1.51% · $9,683
- Holiday City South1.31% · $3,483
- Forked River1.58% · $6,902
Good to know
What is the property tax rate in Ocean County?
The effective rate is about 1.65%. The median homeowner pays $6,562 a year on a home worth a median $398,400 (ACS 2020–2024). The legal tax rates set by each taxing unit are different numbers; the effective rate is what owners actually pay as a share of value.
How much is property tax on a $400,000 home in Ocean County?
About $6,600 a year, or roughly $550 a month, at Ocean County's average effective rate of 1.65%. Homestead, senior, veteran or other exemptions can lower the real bill, and a recent purchase or reassessment can raise it.
Why is my bill different from this estimate?
Your bill depends on your home's assessed value from the municipal tax assessor, the exact taxing units where you live (county, city, school district, special districts) and any exemptions you get. These figures are medians across all owner-occupied homes, not a bill for any address.
How current is this data?
It comes from the U.S. Census Bureau's American Community Survey 5-year estimates for 2020–2024, the latest release. Homeowners report the taxes they paid, so the numbers lag current bills by one to two years. We update the site when the Census Bureau publishes new estimates each December.
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