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Cambridge property tax, in one number.

0.44%effective tax rate on a home's value

The typical Cambridge homeowner pays $4,802 a year on a $1,092,100 home. That's well below the Middlesex County rate (1.03%) and well below the U.S. rate (0.94%).

Estimate my tax
Census ACS 5-year estimates, 2020–2024. Rate = median tax paid ÷ median home value.
Data from public sources
U.S. Census BureauAmerican Community Survey2020–2024 estimates

Cambridge at a glance

Five numbers that shape a typical property tax bill here.

$1,092,100
Median home value
$4,802
Median tax paid
$4,634
With a mortgage
$5,087
Mortgage paid off
33.5%
Of homes owner-occupied
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Property tax calculator

Enter a home value to see a typical yearly bill at Cambridge's average effective rate, or pick another area.

Estimate only. Uses average effective rates and doesn't apply homestead, senior or other exemptions, which lower many bills.
Estimated yearly tax
–
about – a month
−0.03 pts
Rate change since 2015
From 0.51% (2015) to 0.48% (2024), ACS 1-year
  • Bills are up, rates are down.The median tax paid rose from $3,405 in 2015 to $5,487 in 2024 (+61%), while home values rose 73%. That pushed the effective rate down.
  • Owners without a mortgage pay more.Homes owned outright paid a median $5,087, versus $4,634 for homes with a mortgage.
  • Share of income.The median bill equals about 3.7% of the median household income of $130,748.

The data, charted

Median tax paid & effective rate

Cambridge, ACS 1-year estimates (2020 not released)
Median tax paidEffective rate

Owners vs renters

49,444 occupied homes, ACS 2020–2024
Owner-occupied 33.5%Renter-occupied 66.5%

Cities in Middlesex County

Effective rate, ACS 2020–2024

Cambridge compared

ACS 2020–2024
AreaMedian taxHome valueRate
Cambridge$4,802$1,092,1000.44%
Middlesex County$7,501$727,8001.03%
Massachusetts$5,992$562,1001.07%
United States$3,119$332,7000.94%

Other cities in Middlesex County

Effective property tax rates nearby.

Maynard
1.57%
$8,266 median
Hudson
1.39%
$6,597 median
Reading
1.15%
$9,320 median
Wilmington
1.13%
$7,704 median
Marlborough
1.12%
$5,747 median
Framingham
1.10%
$6,884 median
Cochituate
1.10%+
$10,000+ median
Cambridge
0.44%
$4,802 median

Nearby

Good to know

What is the property tax rate in Cambridge?

The effective rate is about 0.44%. The median homeowner pays $4,802 a year on a home worth a median $1,092,100 (ACS 2020–2024). The legal tax rates set by each taxing unit are different numbers; the effective rate is what owners actually pay as a share of value.

How much is property tax on a $1,100,000 home in Cambridge?

About $4,840 a year, or roughly $403 a month, at Cambridge's average effective rate of 0.44%. Homestead, senior, veteran or other exemptions can lower the real bill, and a recent purchase or reassessment can raise it.

Why is my bill different from this estimate?

Your bill depends on your home's assessed value from the city or town assessor, the exact taxing units where you live (county, city, school district, special districts) and any exemptions you get. These figures are medians across all owner-occupied homes, not a bill for any address.

How current is this data?

It comes from the U.S. Census Bureau's American Community Survey 5-year estimates for 2020–2024, the latest release. Homeowners report the taxes they paid, so the numbers lag current bills by one to two years. We update the site when the Census Bureau publishes new estimates each December.

Estimates, not your tax bill. These are Census survey medians for all owner-occupied homes (2020–2024). Your bill depends on your assessed value, the taxing units at your address and any exemptions. For your actual bill, check with your city or town assessor or tax collector. How we calculate this.

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