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Clay County property tax, in one number.

0.70%effective tax rate on a home's value

The typical Clay County homeowner pays $634 a year on a $90,700 home. That's below the Kentucky rate (0.75%) and well below the U.S. rate (0.94%).

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Census ACS 5-year estimates, 2020–2024. Rate = median tax paid ÷ median home value.
Data from public sources
U.S. Census BureauAmerican Community Survey2020–2024 estimates

Clay County at a glance

Five numbers that shape a typical property tax bill here.

$90,700
Median home value
$634
Median tax paid
$899
With a mortgage
$528
Mortgage paid off
76.4%
Of homes owner-occupied
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Property tax calculator

Enter a home value to see a typical yearly bill at Clay County's average effective rate, or pick another area.

Estimate only. Uses average effective rates and doesn't apply homestead, senior or other exemptions, which lower many bills.
Estimated yearly tax
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about – a month
#51
Highest rate rank in Kentucky
Out of 120 counties with full data (1 = highest rate)
  • 51st highest rate in Kentucky.Out of 120 Kentucky counties with full data. Nationally, the rate is higher than in 40% of U.S. counties.
  • Mortgage holders pay more.Homes with a mortgage paid a median $899, versus $528 for homes owned outright, often because they're newer, higher-value or more recently reassessed.
  • Share of income.The median bill equals about 1.6% of the median household income of $40,900.

The data, charted

Effective rate compared

ACS 2020–2024

Owners vs renters

7,288 occupied homes, ACS 2020–2024
Owner-occupied 76.4%Renter-occupied 23.6%

Neighboring counties

Effective rate, ACS 2020–2024

Largest Kentucky counties

By number of owner-occupied homes, ACS 2020–2024
CountyMedian taxRate
Kenton County$2,3950.98%
Fayette County$2,5420.87%
Jefferson County$2,1360.86%
Boone County$2,3720.86%
Clay County$6340.70%
Kentucky$1,5440.75%

Compare neighboring counties

Effective property tax rates in and around Clay County.

Good to know

What is the property tax rate in Clay County?

The effective rate is about 0.70%. The median homeowner pays $634 a year on a home worth a median $90,700 (ACS 2020–2024). The legal tax rates set by each taxing unit are different numbers; the effective rate is what owners actually pay as a share of value.

How much is property tax on a $100,000 home in Clay County?

About $700 a year, or roughly $58 a month, at Clay County's average effective rate of 0.70%. Homestead, senior, veteran or other exemptions can lower the real bill, and a recent purchase or reassessment can raise it.

Why is my bill different from this estimate?

Your bill depends on your home's assessed value from the county assessor, the exact taxing units where you live (county, city, school district, special districts) and any exemptions you get. These figures are medians across all owner-occupied homes, not a bill for any address.

How current is this data?

It comes from the U.S. Census Bureau's American Community Survey 5-year estimates for 2020–2024, the latest release. Homeowners report the taxes they paid, so the numbers lag current bills by one to two years. We update the site when the Census Bureau publishes new estimates each December.

Estimates, not your tax bill. These are Census survey medians for all owner-occupied homes (2020–2024). Your bill depends on your assessed value, the taxing units at your address and any exemptions. For your actual bill, check with your county assessor or tax collector. How we calculate this.

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